Where Harvey is hitting hardest, 80 percent lack flood insurance


Everyone else who loses their home to flooding will be dependent on private charity and government aid, especially grants from Federal Emergency Management Agency.
News Story (Texas)

Heather Long
Washington Post
August 29, 2017
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Tags: Disaster Recovery

Organizations mentioned/involved: Lone Star Legal Aid


DETAILS

But FEMA’s help is a poor substitute for flood insurance: The grants, intended to help residents rebuild homes and cover hotel stays until permanent housing is available, are capped at $33,300. Most receive significantly less. Funds will be even tighter if Congress doesn’t provide additional emergency funding for Texas soon.

To get a grant, “FEMA has to believe your house is damaged so substantially that there’s no area in your house you can live in,” says Saundra Brown, a lawyer whose home in Houston was flooded. She spoke to The Washington Post while removing drywall to prevent mold. Her advice is to take photos of everything.